DIY COI tracking: what it really takes
The DIY approach to COI tracking is real: an email template, a calendar reminder, a shared folder. It works for five vendors. It collapses at fifty — which is exactly where most businesses sit.
| Feature | COIFort | DIY processes |
|---|---|---|
| Request COI from vendor | One click | Draft email, attach, send |
| Verify coverage and limits | Automatic | Read every PDF manually |
| Track expiration dates | Automatic dashboard | Calendar + spreadsheet |
| Renewal reminders to vendor | Automatic | Manual emails |
| Audit-ready records | Built in | Folders of PDFs |
The bottom line: DIY COI tracking is a part-time job with liability attached. At $499/month, automation is cheaper than the admin hours — and infinitely safer.